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Rule of 72 Calculator

💷 Money & growth. Use the Rule of 72 formula to find years to double, rate: pick the value you want, type the others, and the answer updates as you go.

t≈72rt \approx \dfrac{72}{r}

A quick estimate of how many years it takes money to double at r% a year.

Years to double12 years

Pick the ○ next to the value you want to find, fill in the others, and it solves as you type.

What each letter means

QuantityUnit
Years to doubleyears
Rate% per year

Worked example

Find the years to double when Rate = 6 % per year.

Using t ≈ 72/r: Years to double = 12 years.

Frequently asked questions

What is the formula for Rule of 72?

t ≈ 72/r. A quick estimate of how many years it takes money to double at r% a year.

What do the letters stand for, and what units are used?

Years to double in years, Rate in % per year.

How do you calculate years to double?

Put the values into t ≈ 72/r. For example, with Rate = 6 % per year, years to double = 12 years.

Can I solve for a different value?

Yes. In the calculator above, pick the circle next to any value (years to double, rate) and fill in the others: it rearranges the formula for you.

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